Loan Analyst
Empresa:

(Confidencial)


Lugar:

San Juan


Área:

Otros

Detalles de la oferta

Full:Time Opportunity 13; 13; General Description 13; Analysis and evaluation of applications for mortgage loans. Establish contact with customers and request documents necessary to take credit decision in the shortest time possible. Explore different options for negotiation and agreement with clients, to bring the application to the closing stage. Use appropriate criteria to evaluate and analyze loan applications to identify the benefits and risks of grant or deny credit, offering recommendations to Mortgage Underwriter.
13;

Essential Duties and Responsibilities 13;

Reviews mortgage loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage, borrower assets, liabilities, and length of employment. Analyze loan viability based on the mortgage system outcome. Obtain property abstract, survey, and appraisal documents. Informs supervisor of discrepancies in title or survey. Submits mortgage loan application file for underwriting approval. Submits approved mortgage loan file to Closing Officer for settlement. Records data on status of loans, including number of new applications and loans approved, canceled, or denied. Interviews loan applicants to document income, debt, and credit history. Requests documents for verification, such as: income tax return, bank account number, purchase agreement, and property description. Determines if applicant meets establishment standards for further consideration. Informs applicant of closing costs such as appraisal, credit report, and notary fees. Answers applicants questions and asks for signature on information authorization forms. Calls applicant or other persons to resolve discrepancies, such as credit report showing late payment history. Informs applicant of loan denial or acceptance.
13;

Education 13;

Bachelors degree in Business Administration, preferably with concentration in Accounting.
13;

Experience 13;

One (1) to three (3) years in mortgage banking or related fields.
13;

Other Qualifications 13;

:Skills in applying the principles and practices of mortgage loan processing.
:Knowledge of consumer protection laws and privacy policies in credit transactions, including state and federal regulations relating to the Mortgage Banking.
:Knowledge of accounting at the intermediate level.
:Ability to perform multiple tasks under pressure.
:Collection, analysis and interpretation of data.
:Empathy and customer service.
:Demonstrate accountability and professional ethics.
:Demonstrate ability to achieve the goals of the business line.
:Use properly program Encompass, Outlook, Excel, Word and any other program related to the performance of duties.
:Use correct English and Spanish orally and writing.

:Skills in applying the principles and practices of mortgage loan processing.
:Knowledge of consumer protection laws and privacy policies in credit transactions, including state and federal regulations relating to the Mortgage Banking.
:Knowledge of accounting at the intermediate level.
:Ability to perform multiple tasks under pressure.
:Collection, analysis and interpretation of data.
:Empathy and customer service.
:Demonstrate accountability and professional ethics.
:Demonstrate ability to achieve the goals of the business line.
:Use properly program Encompass, Outlook, Excel, Word and any other program related to the performance of duties.
:Use correct English and Spanish orally and writing. 13;

Competencies 13;

Accountability 13;

Analytical Discipline 13;

Collaboration and Teamwork 13;

Change Agent 13;

Customer Centric 13;

Self Development 13;

Business Excellence 13;

Character 13;
13;

Popular Inc., is an Equal Opportunity Employer
:ul


Fuente: Tiptopjob2_Xml


Área:

  • Otros / Otros

Requisitos

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