General Description 13;
Responsible for performing examinations on loans selected for review from the Popular Auto Loans Portfolio, Accounting Areas (OREO), SR 00:8 Regulation, Banking Law 55 Section 27 (From the Commissioner of Financial Institute), Mortgage Originations and Wholesales and Consumer loans Reviews. Accountable for correctly identifying and properly documenting exceptions related to federal law (Regulation O), local and internal policies and procedures.
Essential Duties and Responsibilities 13;
*Evaluates loan documents to determine compliance with credit policies and internal procedures
*Correctly identifies and documents loan level exceptions
*Reviews results with Manager and Senior Examiners to determine whether additional research is required to ensure accurate reporting of findings
*Participates in internal or special projects as assigned (FASB 114)
*Participates in external or internal mortgage trainings to enhance knowledge and skills
*Accessibility to travel outside Puerto Rico as required
Minimum Education 13;
Bachelors Degree in Accounting or Finance
Experience 13;
Minimum 3 years of mortgage banking or audit experience.
Competencies 13;
Accountability
Analytical Discipline
Business Excellence
Change Agent
Character
Collaboration and Teamwork
Customer Centric
Self Development
Other Qualifications 13;
*Working knowledge of federal and state regulatory requirements
*Proficient in Microsoft Office (Excel and Word)
*Working knowledge of mortgage loan documentation
*Effective verbal and written communication skills
*Good organizational skills with attention to detail
*Ability to adapt quickly to changes and perform in a fast:paced environment
*Willing to work overtime as necessary
*Willingness to learn and enhance skills
*Professional and positive attitude with a willingness to adapt to change
Popular Inc., is an Equal Opportunity Employer