General Description
The Business Analyst is responsible for supporting primarily the units within the Corporate Risk Reviews Division such as Consumer Loan Review, Commercial Loan Review, Mortgage Servicing Reviews, Mortgage Origination Reviews and Model Risk Monitoring in testing efforts through business analytics and compliance updates. The Business Analyst may perform all, or part of the key tasks and responsibilities identified below. All or some of the qualifications below may be attributed to the applicant.
Essential Duties and Responsibilities
• Provide support in the analysis of consumer and commercial portfolios as well as peer banks, to be integrated as part of the consumer and commercial loan review processes.
• Performs queries and/or interfaces with other analysts to identify potential test populations
• Assists in the strategic identification of loans to be sampled by the units, besides those selected through a statistical sampling methodology.
• Works with line of business personnel, quality control testing and review/arbitration personnel, quality control compliance personnel, risk and compliance personnel to identify, document and track root cause analyses for quality control findings
• Perform trending and business analysis for findings, defect errors, root causes, remediation activities, improvements.
• Assist the team in process improvement activities.
• Based upon business analytics, assist on the development of data visualization tools as needed.
• Either manually or in conjunction with established systems, review and maintain quality control tests in compliance with federal, local, investor, insurer and other regulatory requirements.
• Participates in federal, local, investor, insurer and other training to enhance knowledge and skills.
• Participates in internal and external projects as assigned.
• Perform other duties as assigned.
Education
• Bachelor's Degree in Accounting or Finance
• Master's Degree in Accounting or Finance preferred
• Professional certifications related to Accounting, Finance and/ or Audits are a plus (CPA / FMVA / CBCA / CFA / CIA / among others)
• Knowledge of Agile / Scrum framework is a plus
Experience
• Minimum three years of experience in credit and/ or finance analysis.
• Experience working with business analytics in consumer and/ or commercial banking portfolios or credit audit experience.
• Knowledge of regulatory requirements is preferred.
Competencies
• Fully Bilingual
• Accountability
• Analytical Discipline
• Business Excellence
• Change Agent
• Character
• Strong sense of collaboration & teamwork
• Self-Development
• Customer Centric
• Leadership
Additional Information
The information provided here is only a general guide as to the nature of the position and does not constitute an exact description of the goals, tasks, duties and responsibilities of the position. The specific details of each position are described in the employee’s performance evaluation.
Job Segment:
Law, Compliance, QC, Business Process, Legal, Quality, Management
