Credit Officer Aguadilla/West Side

General Description 13; It has the responsibility to evaluate customer requests for loans to individuals of Popular Auto in compliance with the guidelines outlined in the credit policy of individuals.
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Essential Duties and Responsibilities 13;

Complete the analysis of the applications guaranteeing the growth and profitability in their credit portfolio to individuals according to the business goals.

Verify all the information of the requests, the data and financial condition of the client that allows to make a credit decision that is assertive and that complies with the quality standards of Popular Auto.
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Minimum Education 13;

Bachelors Degree in Business Administration 13;
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Experience 13;

Minimum of three (3) to five (5) years of experience in auto and/or banking industry preferably.
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Other Qualifications 13;

:Knowledge in credit analysis, financial statements, credit agency reports, collaterals, overdrafts and loan losses.
:Possess negotiation skills as far as credit decisions are concerned.
:Skills to develop and maintain good relationships with clients, anticipate their needs, present alternatives to solve situations and provide follow:up to the agreements achieved.
:Knowledge of local and federal laws and regulations that apply to the financial industry and govern consumer credit.
:Knowledge and dominance in the management of ACAPS or other credit approval systems.
:Knowledge and domain in MS Office programs such as: Excel, Word and Outlook.
:Ability to express orally and in writing, both in English and Spanish.
:Ability to adapt to new situations.
:Ability to work under pressure and with multiple tasks at the same time.
:Available to travel West side route. 13;

Competencies 13;

Accountability 13;

Analytical Discipline 13;

Collaboration and Teamwork 13;

Change Agent 13;

Customer Centric 13;

Self Development 13;

Business Excellence 13;

Character 13;
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Popular Inc., is an Equal Opportunity Employer